Super Moist Chocolate Chip Banana Bread Recipe
If you’re on the hunt for a baked good that feels like a big, warm hug, you’ve got to try this Super Moist Chocolate Chip Banana Bread Recipe. The perfect balance of rich, melting chocolate chips and the natural sweetness of ripe bananas results in a loaf that’s incredibly soft, deeply flavorful, and downright addictive. Whether it’s breakfast, a mid-afternoon snack, or a comforting dessert, this banana bread always hits the spot with its tender crumb and just-right sweetness. Get ready to savor a classic treat that’s elevated to new levels of moist, chocolaty goodness.

Ingredients You’ll Need
The magic of this Super Moist Chocolate Chip Banana Bread Recipe lies in its simple, straightforward ingredients. Each one plays a key role in contributing to the bread’s moist texture, subtle sweetness, and that irresistible chocolate boost.
- 1 & ½ cups all-purpose flour: This provides the perfect structure without making the bread dense.
- 1 teaspoon baking soda: Gives the bread a wonderful rise and a tender crumb.
- ½ teaspoon salt: Enhances all the flavors, balancing the sweetness.
- ½ cup unsalted butter, melted and cooled: Adds richness and moisture for that super soft bite.
- ¼ cup vegetable oil: Works alongside butter to keep the bread incredibly moist.
- ¾ cup granulated sugar: Sweetens perfectly without overpowering the banana flavor.
- 2 large eggs, room temperature: Binds the ingredients together and adds structure.
- 1 teaspoon pure vanilla extract: Brings out depth and warmth to the bread’s flavor.
- 1 & ½ cups mashed ripe bananas: The star ingredient, delivering natural sweetness and moisture.
- 1 cup semi-sweet chocolate chips: Melts into pockets of delightful chocolatey surprise in every slice.
How to Make Super Moist Chocolate Chip Banana Bread Recipe
Step 1: Prep Your Pan and Oven
First things first, preheat your oven to 350°F (175°C). Grab a 9×5-inch loaf pan and give it a generous grease, then line it with parchment paper leaving some overhang on the sides – this makes removing the loaf later a breeze.
Step 2: Mix Dry Ingredients
In a small bowl, whisk together the all-purpose flour, baking soda, and salt. This ensures your baking soda is evenly distributed so your bread rises perfectly with that lovely tender crumb.
Step 3: Blend Wet Ingredients
In a large bowl, whisk melted butter, vegetable oil, sugar, eggs, and vanilla extract together until perfectly smooth and combined. This mix is the foundation for your soft, moist texture and rich flavor.
Step 4: Add Bananas
Stir in the mashed ripe bananas until the mixture looks luscious and creamy. Using very ripe bananas here will take your banana bread from good to unforgettable moist and flavorful.
Step 5: Combine Wet and Dry Ingredients
Gently fold in the dry ingredients to the wet banana mixture just until everything is combined. Be mindful not to overmix, or the bread could turn out tough instead of tender.
Step 6: Fold in Chocolate Chips
Delicately fold in the chocolate chips so they’re evenly spread throughout the batter, creating those indulgent pockets of sweetness you can’t wait to bite into.
Step 7: Bake to Perfection
Pour the batter into your prepared loaf pan and smooth out the top. Bake for 50 to 60 minutes, checking after 50 minutes by inserting a skewer into the center; it should come out with a few moist crumbs attached. If the top starts to brown too much, tent the loaf loosely with foil for the rest of the baking time.
Step 8: Cool and Enjoy
Allow the bread to cool in the pan until just warm or at room temperature. This step helps the bread set and makes slicing much easier without crumbling.
How to Serve Super Moist Chocolate Chip Banana Bread Recipe

Garnishes
Sprinkle a bit of powdered sugar or drizzle some melted chocolate right before serving to make your banana bread look as irresistible as it tastes. Fresh banana slices or a dollop of whipped cream can also elevate each bite into a little celebration.
Side Dishes
This banana bread pairs amazingly well with a hot cup of coffee or tea for a cozy afternoon break. For brunch, serve alongside creamy yogurt or fresh fruit for a balanced and delightful spread.
Creative Ways to Present
Turn slices of this Super Moist Chocolate Chip Banana Bread Recipe into decadent French toast by dipping in an egg mixture and frying until golden brown. Or, toast slices and spread with nut butter for a quick, delicious breakfast that feels fancy yet simple.
Make Ahead and Storage
Storing Leftovers
Wrap any leftover banana bread tightly in plastic wrap or store in an airtight container to keep it moist and fresh. It will stay perfect at room temperature for up to 3 days or refrigerated for up to a week.
Freezing
If you want to save some for later, wrap your loaf or individual slices very well in plastic wrap and then aluminum foil before freezing. This Super Moist Chocolate Chip Banana Bread Recipe freezes beautifully for up to 3 months without losing that luscious texture.
Reheating
To bring back that just-baked warmth, microwave slices for 15-20 seconds or toast them lightly. This quick reheat method revives the soft, moist crumb and melts the chocolate chips for renewed indulgence.
FAQs
Can I use frozen bananas for this recipe?
Absolutely! Just thaw them completely and drain any excess liquid before mashing to ensure the batter isn’t too wet. Frozen bananas actually make the bread extra moist and flavorful.
What if I don’t have vegetable oil?
You can substitute with any neutral oil like canola or light olive oil. Some people even use melted coconut oil for a subtle twist, but vegetable oil works best for moisture without altering flavor.
Are there any dairy-free options for this banana bread?
Yes! Use a plant-based butter substitute and dairy-free chocolate chips. This recipe adapts wonderfully without losing that signature moistness.
Can I add nuts to this recipe?
Definitely, add about ½ cup of chopped walnuts or pecans to the batter for some crunch and extra flavor complexity. Just fold them in along with the chocolate chips.
How do I know when the banana bread is done?
The best trick is to insert a skewer or toothpick in the center. It should come out with a few moist crumbs clinging to it but no wet batter. If it’s still wet, bake for a few more minutes and check again.
Final Thoughts
There’s something incredibly comforting about this Super Moist Chocolate Chip Banana Bread Recipe, and I hope once you make it, it becomes a beloved staple in your kitchen too. It’s an easy, reliable recipe that delivers that perfect balance of chocolatey goodness and tender banana flavor every single time. So grab those overripe bananas and start baking – your taste buds will thank you!
PrintSuper Moist Chocolate Chip Banana Bread Recipe
This Super Moist Chocolate Chip Banana Bread recipe combines ripe bananas and semi-sweet chocolate chips to create a rich, moist loaf perfect for breakfast or dessert. With a tender crumb and a balance of sweet and chocolatey flavors, this easy-to-make bread is a crowd-pleaser that stays fresh for days.
- Prep Time: 15 minutes
- Cook Time: 55 minutes
- Total Time: 1 hour 10 minutes
- Yield: 12 slices 1x
- Category: Bread, Snack
- Method: Baking
- Cuisine: American
- Diet: Vegetarian
Ingredients
Dry Ingredients
- 1 & ½ cups (180g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon salt
Wet Ingredients
- ½ cup (115g) unsalted butter, melted and cooled slightly
- ¼ cup (60mL) vegetable oil
- ¾ cup (150g) granulated sugar
- 2 large eggs, at room temperature
- 1 teaspoon pure vanilla extract
- 1 & ½ cups (360g) mashed ripe bananas (about 3–4 medium bananas)
Additional Ingredients
- 1 cup (170g) semi-sweet chocolate chips
Instructions
- Preheat Oven and Prepare Pan: Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan thoroughly and line it with parchment paper leaving an overhang on the sides for easy removal.
- Mix Dry Ingredients: In a small bowl, whisk together the all-purpose flour, baking soda, and salt. Set this mixture aside for later use.
- Combine Wet Ingredients: In a large mixing bowl, whisk melted butter, vegetable oil, granulated sugar, eggs, and vanilla extract until the ingredients are well incorporated and smooth.
- Add Bananas: Stir the mashed ripe bananas into the wet mixture until fully combined, ensuring the batter is uniform.
- Combine Wet and Dry Ingredients: Gently fold the dry ingredients into the wet banana mixture just until combined. Be careful not to overmix as it can make the bread tough.
- Fold in Chocolate Chips: Carefully fold in the semi-sweet chocolate chips to evenly distribute them throughout the batter.
- Transfer Batter to Pan: Pour the batter into the prepared loaf pan and smooth the surface with a spatula to ensure even baking.
- Bake: Bake in the preheated oven for 50 to 60 minutes. Check doneness by inserting a skewer into the center; it should come out with a few moist crumbs but no wet batter. If the top browns too quickly, loosely tent with foil and continue baking.
- Cool and Serve: Allow the bread to cool in the pan until slightly warm or at room temperature before lifting it out using the parchment overhang and slicing.
Notes
- Use overripe bananas for best flavor and natural sweetness.
- Add ½ cup chopped walnuts or pecans for a delightful nutty variation.
- For a dairy-free version, substitute plant-based butter and use dairy-free chocolate chips.
- Store the loaf at room temperature for up to 3 days or refrigerate it for up to 1 week to maintain freshness.
- Freeze the wrapped loaf for up to 3 months; thaw in the refrigerator before serving.
- Warm individual slices in the microwave for 15–20 seconds for a freshly-baked feel.
Nutrition
- Serving Size: 1 slice (approximately 1/12th of the loaf)
- Calories: 280
- Sugar: 20g
- Sodium: 180mg
- Fat: 15g
- Saturated Fat: 7g
- Unsaturated Fat: 7g
- Trans Fat: 0g
- Carbohydrates: 35g
- Fiber: 2g
- Protein: 3g
- Cholesterol: 45mg
Keywords: banana bread, chocolate chip banana bread, moist banana bread, homemade banana bread, easy banana bread recipe, chocolate chip bread